< What is the Maryland Patriot program? >

We’re excited to announce a new program that will benefit the military and veteran community here in : the Maryland Patriot program.

As a society, we typically honor public servants like teachers, firefighters, and police officers. And we should... these heroes are true public servants! But sometimes we forget that military members are also public servants! They work long, difficult hours to protect our freedom 24/7/365.

We want to say thank you. The Patriot Program is a special home buyer credit. It is multiple discounts that are applied to your loan and closing costs—it is NOT a loan. It is a free credit that will reduce the amount of money that is owed at closing time. The discounts include:

  • No PMI (Private Mortgage Insurance)- Part of the VA Loan
  • Discounted Appraisal
  • Reduced Closing Costs
  • Discounted Home Inspection
  • Additional Money Towards Closing Costs or Moving Expenses

This special credit will make the American dream of home ownership more affordable for the hardworking military and veteran community that serve us here in .

You do NOT have to be a first time home buyer to apply for these special credits!

< Frequently Asked Questions >

These are the most common questions about the Maryland Patriot Program. For more information call (443) 852-1632

  • Is this only for first time home buyers?
    Absolutely not! If you’re currently employed in the military or a veteran, you can qualify for the Patriot discount. Even if you currently own a home, your next home purchase (in the state of Maryland) could be eligible for the program credit.
  • Can I combine this discount with other programs? 
    Definitely. The Patriot Program is technically not a mortgage program (it is an independent discount). This means you can apply the discount on top of any other programs you may be eligible for (FHA loans, VA loans, etc).
  • Are there income or credit requirements for the Patriot Program?
    No. The Patriot program is an independent discount for military community here in Maryland. It is not a mortgage program; therefore, there are no income or credit qualifications! You can apply the Patriot discount to whatever financing or mortgage product you qualify for.
  • Is there a purchase price limitation?
    No way! The Patriot program was designed to encourage higher rates of home ownership for military members and vets here in . Unlike some other programs, there are no limits on the price of home you can purchase.
  • How long does it take to apply?
    The Patriot discount does not require extensive paperwork or applications. Most home buyers find out within 12 hours if they will qualify for the discount.
  • How much money can I save with the Patriot Program?
    The exact number varies, but most home buyers in can expect to save around $1,500 (or more). This discount can be combined with other mortgage programs to save even more!